Exam Details:

• Post Name: Clerk/Cashier
• Department: District Co-operative Bank
• Paper Code: 234/2015
• Date of Test: 19th December 2015
• Category: Kerala PSC Previous Question Papers

Overview of the Exam

The Kerala Public Service Commission (Kerala PSC) conducted the Clerk/Cashier examination for recruitment in District Co-operative Banks on December 19, 2015. The exam was designed to test candidates' knowledge of banking procedures, co-operative laws, numerical ability, general awareness, and clerical skills.

Candidates applying for this post are expected to have a strong understanding of co-operative banking regulations, financial transactions, and customer service.

Exam Pattern & Syllabus

The exam followed a multiple-choice question (MCQ) format covering key areas required for the Clerk/Cashier role in a co-operative banking system. The important topics included:

1. Co-operative Banking & Financial Knowledge

• History & Structure of Co-operative Banks in India
• Kerala Co-operative Societies Act & Rules
• Functions and Role of District Co-operative Banks
• NABARD & RBI – Role in Co-operative Banking
• Basics of Banking & Financial Institutions
• Money Market & Capital Market
• Banking Terms & Definitions

2. General Knowledge & Current Affairs

• History of India & Kerala
• Geography of India & Kerala
• Indian Constitution & Polity
• Economic & Financial Developments
• Government Schemes Related to Banking & Finance
• Current Affairs (National & International)

3. General English & Grammar

• Synonyms & Antonyms
• Sentence Correction & Improvement
• Vocabulary Usage
• Reading Comprehension
• Tenses, Articles, Prepositions
• Spotting Errors in Sentences

4. Quantitative Aptitude & Numerical Ability

• Percentage & Average
• Profit, Loss & Discount
• Simple & Compound Interest
• Time & Work, Speed & Distance
• Ratio & Proportion
• Data Interpretation (Tables & Graphs)
• Number Series

5. Logical Reasoning & Mental Ability

• Series Completion & Puzzles
• Syllogisms & Statements
• Blood Relations & Coding-Decoding
• Logical & Analytical Reasoning
• Seating Arrangements

6. Computer Awareness

• Basics of Computers
• MS Office (Word, Excel, PowerPoint)
• Internet & Email Usage
• Banking-related Computer Terminology

Significance of the Exam

The Clerk/Cashier position in a District Co-operative Bank requires candidates to be proficient in banking operations, accounting, customer service, and cash handling. The exam tests applicants on core banking knowledge, financial literacy, and problem-solving abilities, ensuring they are well-equipped for the role.

Why Refer to Previous Question Papers?

• Helps candidates understand the exam pattern & question difficulty.
• Provides insights into frequently asked topics in Kerala PSC Co-operative Bank exams.
• Enhances time management & accuracy in answering questions.
• Improves confidence by practicing real exam questions.

  Click the below link to download PDF format of Kerala PSC Previous Question Paper of Clerk/Cashier